Picking the Right Option!
Caribbean CBI programs offer two main investment routes: Donation and Real Estate. Both lead to second citizenship, but the way your investment is structured and “secured” is very different.
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Donation Option – Government Fund Contribution
How it Works:
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Make a one-time contribution to a national development or sustainability fund.
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Pay only after Approval in Principle (AIP) (when due diligence is cleared).
Security:
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Non-refundable — treated as a contribution, not an investment.
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Funds held in escrow until government approval.
Pros:
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Lowest total cost in most countries.
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No property maintenance or resale obligations.
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Fastest route to citizenship.
Cons:
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No return on capital (pure cost).
Real Estate Option – Asset-Based Investment
How it Works:
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Purchase government-approved real estate (resort shares, villas, condos).
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Minimum investment: USD 200,000–400,000 depending on the country.
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Must hold property for 5–7 years before resale.
Security:
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You receive legal title or deed (sometimes fractional ownership).
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Government ensures projects are pre-approved.
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Funds released via escrow in stages.
Pros:
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Potential to resell after holding period and recover part (sometimes all) of your capital.
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May generate rental income during ownership.
Cons:
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Higher upfront costs (purchase price + taxes + closing fees).
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Resale market can be slow on small islands.
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Some approved projects are priced above local market value.